Remember, too, that what goes around often comes around.
Gargano recalls a woman who discovered her husband had a lover by checking his charging activity.
When you tell the person what you've found, "you'll be confronted with why you were snooping," she warns.
Obtain a copy of your credit report and look for joint loans or lines of credit that you were previously unaware of.
You won't have complete information if your spouse borrowed only in his or her name, as a secret card will not show up on your credit report, so ask your partner to pull his credit report as well, and read it together.
"[His wife] was out when she wasn't supposed to be. She put charges on their joint account and he got the text." Because the spending was in real time, she couldn't dispute her wrongful whereabouts. "This technology is a great help for us, says Bourne.
"The text alert and email alerts are usually one of the first things we tell the spouse to do. Cheaters have a tendency to cover their tracks so by the time the statement comes in the mail, they've formulated their excuse.
A vast majority of those surveyed had no confidence or very little confidence that records of their activity would remain secure, with the lowest confidence scores coming for online-only businesses — online advertisers, social media sites, video sites, and search engines.
Americans say the safety of their personal information is important, yet are often obligated to provide personal information to companies they have little confidence will keep their information safe.Once we have that, we can a plan a surveillance." Don't mind the balk: checking statements is your right If you're married, you have a right to know what is going on financially -- and that means accessing both joint and individual accounts at will. What happens when your spouse has made it particularly difficult to locate banking statements?Consider it a warning sign -- as are statements that used to be mailed to your home and are now rerouted to a post office box.Denise Winston, founder of the personal financial education website Money Starts Here and a banker for more than 25 years, says she's "seen it all" when it comes to cheating spouses and how their shopping habits have brought them down.Therefore, she says, if you suspect adultery, gather statements from the past year and scrutinize each line item for funny business."We use bank statements on a daily basis," says Marc Bourne, vice president for Know It All Intelligence Group in Bensalem, Pa.